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Estimated Monthly

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Book Mortgage Consultation

Estimates only. Doesn't include property tax, insurance, CMHC premiums on down payments under 20%, or the federal stress test. For the number a lender will actually approve, ask me.

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Max Home Price

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Down payment used{{ downAmt2 }}

Book Mortgage Consultation

Uses standard GDS (39%) and TDS (44%) ratios with an allowance for property tax and heat. Your real approval depends on credit, the property, and the lender's stress-test qualifying rate. Let's confirm your true number together.

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Net Switch Benefit

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See If Switching Pays →

Compares your remaining term at both rates on today's balance. Real penalties (especially IRD on fixed terms) vary a lot by lender. I'll pull your exact figure before you decide.

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Talk It Through →

Assumes 3%/yr appreciation and rent growth, plus rough carrying costs (0.4% tax, 1% maintenance) over a 25-year amortization. A directional comparison, not a forecast. Powell River's market has its own story.

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Monthly Cash Flow

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Run My Deal →

Rental financing needs 20%+ down and a 25-year amortization. Cap rate uses income minus operating expenses; cash-on-cash divides annual cash flow by your down payment. Bring me the listing and I'll pressure-test the numbers.

Mortgage Calculators: Run Your Numbers